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Disclosure

I have been campaigning for these reforms for several years both in Australia where I live and through the United States Securities and Exchange Commission.

I currently have a copyrighted computer software Innovation Patent that was being examined at IP Australia related to making housing loans a financial product. The Innovation Patent number is 2019101063 and it has been superseded by a Divisional Innovation Patent grant 2020102287 and it is publicly listed here: http://pericles.ipaustralia.gov.au/ols/auspat/quickSearch.do.

The related copyrighted software to the Innovation Patent grant 2020102287 is live and has been published here: https://www.negativeequitytoday.com/

I disclose that I may have some financial benefit from this work in the public interest.”

Affiliations

I am a member of the following organizations: The Freelancers Union

The Media Entertainment & Arts AllianceThe Financial Planning Association of Australia Limited
The Finance Sector Union of Australia
The Identity Management Institute

My Websites

Reference Links

(1) https://www.imf.org/external/
(2) https://www.elibrary.imf.org/view/IMF082/12282-9781616352479/12282-9781616352479/ch04.xml?rskey=rnnD6F&result=4&redirect=true
(3) https://www.imf.org/en/News/Articles/2015/09/28/04/53/sp060514
(4) https://www.ifrs.org/about-us/
(5) https://workforyourself.aarpfoundation.org/
(6) https://www.freelancersunion.org/
(7) https://www.trupo.com/
(8) https://www.coursera.org/
(9) https://www.udemy.com/
(10) https://www.linkedin.com/
(11) https://stewartcoopercoon.com/understanding-mastermind-groups-and-their-benefits/
(12) https://www.imf.org/external/np/pp/eng/2014/040114.pdf
(13) https://www.imf.org/external/np/exr/facts/pdf/changing.pdf
(14) https://www.oecd.org/finance/financial-markets/1844710.pdf
(15) https://www.businessinsider.com.au/interest-rates-5000-year-history-2017-9?r=US&IR=T
(16) https://www.moneyadviceservice.org.uk/en/articles/what-is-a-debt-management-plan


Copyright © John Cosstick

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